Resources Hub
Your go-to destination for expert advice, financial tips, and helpful tools to support your journey toward a debt-free life.
Explore in-depth articles, step-by-step guides, insightful videos, and downloadable tools—all designed to empower you to make informed financial decisions with confidence.
Guide to Veteran Debt in the United States
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- Marc Charbonneau
Veteran debt refers to financial obligations owed by former members of the U.S. Armed Forces. It can include general consumer ...
Guide to Utility Bill Debt in the United States
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- Marc Charbonneau
Utility bill debt arises when you fall behind on payments for essential services such as electricity, gas, water, sewage, and ...
Guide to Tax Debt in the United States
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- Marc Charbonneau
Tax debt occurs when an individual or business owes unpaid federal, state, or local taxes. The most common type is ...
Guide to Student Loan Debt in the United States
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- Marc Charbonneau
Student loan debt refers to money borrowed to pay for higher education expenses, including tuition, housing, books, and fees. It ...
Guide to Personal Loan Debt in the United States
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- Marc Charbonneau
Personal loan debt is an unsecured type of debt resulting from borrowing money through a bank, credit union, or online ...
Guide to Payday Loan Debt in the United States
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- Marc Charbonneau
Payday loan debt results from short-term, high-interest loans typically used to cover urgent expenses until the next paycheck. These loans ...
Guide to Mortgage Debt in the United States
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- Marc Charbonneau
Mortgage debt is a secured loan used to purchase or refinance real estate. The property itself serves as collateral, meaning ...
Guide to Medical Debt in the United States
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- Marc Charbonneau
Medical debt is unsecured debt that results from unpaid healthcare expenses. It can come from hospital bills, emergency care, outpatient ...
Debt in the USA: A Comprehensive Guide
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- Marc Charbonneau
Secured debt is backed by collateral-an asset the lender can take if you default. ...
Guide to Credit Card Debt in the United States
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- Marc Charbonneau
Credit card debt is unsecured debt that arises when you use credit cards to borrow money for purchases or cash ...
Guide to Auto Loan Debt in the United States
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- Marc Charbonneau
Auto loan debt is a secured debt used to finance a vehicle purchase. The car is collateral, meaning the lender ...
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